If you own an automobile, you know that auto insurance is a necessity. Not only does it keep you in compliance with the law, but it protects you in the event of an accident. However, not all auto insurance is the same. There are a lot of different extras that you can choose to add on to your policy that could come in handy. However, many people either don't know about them or simply choose to forgo adding them to save a few bucks each month. While saving money is nice, you want to make sure you are covered for the what-ifs that could come your way. Here are three items you should seriously consider adding to your policy today.

Roadside Assistance

Sure, no one really expects to be stuck on the side of the road, but it happens. Whether it be because you ran out of gas or your tire is flat because of a nail, you need to be able to turn to someone who will come out there and get you taken care of quickly and efficiently. Thanks to roadside assistance coverage, you won't have to worry about a thing. The towing company will come out and bring you gas or get you towed to somewhere that can fix the tire for you.

Rental Car Coverage

In the event you were to be in an accident and had to get your vehicle repaired, do you have another vehicle to drive? For most people, the answer is no. They depend on the vehicle they have to get them where they need to go. When you have rental car coverage in place, you are given a vehicle to drive until yours is ready to be picked up from the shop.

Collision Coverage

Sure, no one wants to think about being in an accident, but it happens all the time. Collision coverage makes sure that your vehicle is going to be repaired, less any deductible you have on your policy. This means that you aren't going to end up footing the bill for the repairs on your own.

Even if you don't think you are going to need the things above, it doesn't hurt to have the auto agent run the quote for you. It might surprise you just how affordable some of these things can be. Don't leave yourself struggling to pay out of your own pocket when you can have the added coverage and save more in the event of a claim.

For an insurance agent, contact a company such as Colling Insurance Services, Inc.