What Do Auto Insurance Companies Consider When Determining Your Car Insurance Rates?

As a car owner, you have a legal obligation to purchase insurance for your car. Car insurance protects you from the financial losses that may arise if the car is involved in an accident, but it costs money.  Before purchasing your vehicle insurance, you might want to know how auto insurance companies determine how much you should pay for car insurance. That way, you can better understand why your car insurance premiums are higher or lower than other drivers that you may know. Read More 

4 Common Home Fire Insurance Coverage Questions Answered

When applying for home fire insurance, you must be honest and disclose all relevant details about your home. This principle allows the insurance company to estimate your risks correctly. Lying or omitting some details can jeopardize your claim in case of a fire accident.  Also, you should know that you can only claim the amount of the loss sustained. So, in case of partial destruction to your home, your compensation claim can't exceed the value of the damage done. Read More 

Exploring Your Renters Insurance Coverage: 3 Things You May Not Know This Coverage Includes

There is no doubt that renters insurance is one of the most effective ways to protect your personal belongings when renting a home. However, what you may not realize is that this insurance coverage often goes far beyond simply covering items in your home that are damaged or stolen. In this article, you can learn more about three of the things you may not realize your renters insurance is likely to include. Read More 

3 Tips To Help You Save Money On Your Commercial Property Insurance

Commercial property insurance plays an important role in protecting the financial security of your business. This insurance coverage will make sure that you do not find yourself paying out of pocket for many types of damage to your property or for injury claims that result from an accident on your property. However, despite how important having this coverage is, it is equally as important to ensure you are not overpaying for the coverage you need. Read More 

Customizing Your Home Insurance Coverage: Do You Need Ride-On Coverage?

When you request a quote for a home insurance policy, it is important to ensure the policy you are quoted for includes the proper amount of coverage for your needs. In many cases, this will require you to customize the policy through the use of ride-on coverage options. If you are not familiar with ride-on coverage, this term simply refers to additional coverage that is included in the policy for an additional fee. Read More