insurance

Term Life Can Cost Less And Give You More Than A Permanent Life Insurance Policy

Owning a home and raising a family often means having serious discussions about things you'd rather not talk about. At the top of the list is one's impending mortality. However, you need to talk about your mortality if you are going to establish a plan so your children and spouse won't be financially devastated if you were suddenly out of the picture and unable to earn money to pay the bills anymore. Read More 

4 Things You Need To Know About HO-2 Home Insurance Policies

When you purchase homeowner's insurance, you need to realize that their are different common levels of coverage that are offered. Here is what you need to know about HO2 or level 2 homeowner's insurance policies. HO-2 Falls Right In The Middle HO-2 is essentially a middle-of-the-line coverage for your home. It is not as basic as HO-1 or HO-8 insurance, nor is it as comprehensive as other insurance policies, such as HO-3 or HO-5. Read More 

Debunking The Most Common Myths About Auto Insurance

Auto insurance is a must for anybody wanting to keep their car street legal. Unfortunately, there are a lot of myths and misunderstandings out there when it comes to car insurance. No two driver's car insurance needs are exactly alike, but there are some general facts that every driver should be aware of. Specifically, by understanding the truth behind some common auto insurance myths, drivers can make better informed decisions regarding their own coverage. Read More 

Before You Put A Ring On It: Engagement Ring Insurance

Being engaged can be a blissful time filled with the plans and preparations for you and your fiance's big day. You may now be shopping for that special diamond ring that will show off your eternal love for each other. Engagement rings are often a large purchase, with the average price in 2014 being $5,598.00. With that impressive expense in mind, be sure to make room on your crowded to-do list for getting your shiny new bauble insured. Read More 

Why Blue-Collar Workers Are Likely To Pay More For Insurance

If you have a blue-collar job, then you may pay more for auto insurance than your friends with white-collar jobs. Paying more for insurance may seem unfair, but there are reasons for it. Most of these reasons are related to the lower earnings of blue-collar workers. Luckily, there are also measures you can take to mitigate the effect of your job on your insurance premiums. Here are some of the reasons for these relatively higher charges, and what you can do to counter them:    Read More