Planning for the Future

Before You Put A Ring On It: Engagement Ring Insurance

Being engaged can be a blissful time filled with the plans and preparations for you and your fiance's big day. You may now be shopping for that special diamond ring that will show off your eternal love for each other. Engagement rings are often a large purchase, with the average price in 2014 being $5,598.00. With that impressive expense in mind, be sure to make room on your crowded to-do list for getting your shiny new bauble insured. Read More 

Why Blue-Collar Workers Are Likely To Pay More For Insurance

If you have a blue-collar job, then you may pay more for auto insurance than your friends with white-collar jobs. Paying more for insurance may seem unfair, but there are reasons for it. Most of these reasons are related to the lower earnings of blue-collar workers. Luckily, there are also measures you can take to mitigate the effect of your job on your insurance premiums. Here are some of the reasons for these relatively higher charges, and what you can do to counter them:    Read More 

Basic Insurance Questions New Homeowners May Need Answered

Owning a home is a major responsibility, and it should not be surprising that new homeowners are often poorly informed about home insurance policies. This can make it exceedingly difficult for them to make informed decisions about protecting this sizable investment. If you are a new homeowner, you might benefit from these answers to a couple of routine concerns about home insurance policies. Will Installing A Security System Impact Your Home Insurance Premiums? Read More 

Limit Your Liability For Minimal Cost - Advantages Of Securing Renters Insurance

Renting a home can be a great solution for people who are looking to build up their financial portfolio before making a real estate purchase or even for people who are simply in need of a temporary housing solution. However, renting also carries a degree of risk, as your lack of ownership in your home can correspond with a lack of coverage under a homeowners insurance policy. In order to manage that liability, renters insurance from a company like Scovotti Insurance offers a degree of protection that should be sufficient for your needs. Read More 

Home Health Care Vs. Nursing Home Care

If you have an elderly parent that is starting to have health problems, you are most likely very concerned about the future. When your parent becomes too ill to do routine things without help or without medical care, you will need to make a decision about their living arrangements. Here are some points to consider when deciding whether to have a home health care service come to your parents home or whether to have your parent move into a nursing home. Read More