Planning for the Future

Market Vs. Rebuild Value – What’s The Difference?

There's no denying that watching the value of your home increase year after year can be satisfying. Many Americans consider their homes to be a critical part of their retirement plan, so a strong return on investment from real estate is welcome. However, the value of your home, or even the original price you paid, is somewhat less relevant when deciding on your insurance coverage. If your goal is to keep your insurance premiums under control, you want to avoid unnecessary coverage wherever possible. Read More 

Insuring Your Commercial Truck

For commercial drivers, the choices that they make surrounding their insurance coverage can be critical for maintaining their license while also shielding themselves from some of the liabilities that can come with driving. Here are some things to understand about commercial truck insurance: Base Your Coverage On The Cargo You Can Expect To Carry The amount of coverage that you carry will be one of the first and most important decisions that you will have to make as you are choosing an insurance policy for your vehicle. Read More 

Buying A House? 3 Things To Know About Buying Homeowner’s Insurance

When you set out to purchase a house, you will have a list of things to do. Buying a house is a highly involved process that requires multiple steps, and your lender can help you know what steps you must complete. One of the steps is to buy a home insurance plan. Do you know how to do this and why your lender needs it? Here are three things to know about homeowner's insurance if you are in the process of buying a home. Read More 

What To Know About Medicare Part D Coverage

If you are eligible for Medicare, you might be thinking about prescription drug coverage. While most Medicare Advantage plans have Part D coverage, not all of them do. Also, Medigap coverage may not include Part D at all. Therefore, you may need help figuring out whether you need a Part D plan. Keep reading to learn more about Part D Medicare coverage, what it covers, and who needs it. What Is Medicare Part D Coverage? Read More 

What To Do If Your Homeowner’s Claim Is Denied

Being a homeowner comes with a lot of privileges. You can make whatever changes you like to the property without having to consult a landlord and can also leverage the equity in the house to get money for other projects. However, along with the great benefits, there is also a tremendous amount of risk to consider as well. A fire can break out at any time, a tree could topple over and hit the roof, or you could be the victim of a burglary where many of your belongings are stolen. Read More