Planning for the Future

Customizing Your Home Insurance Coverage: Do You Need Ride-On Coverage?

When you request a quote for a home insurance policy, it is important to ensure the policy you are quoted for includes the proper amount of coverage for your needs. In many cases, this will require you to customize the policy through the use of ride-on coverage options. If you are not familiar with ride-on coverage, this term simply refers to additional coverage that is included in the policy for an additional fee. Read More 

5 Important Quick Tips About Vehicle Insurance

As a vehicle owner, there are a few quick tips that you should know about your vehicle insurance plan so that you can be a responsible policyholder. Being a responsible policyholder will allow you to ensure that you understand the policies and have the coverage you need. Keep an Up-to-Date Insurance Card in Your Vehicle First, you will want to keep an up-to-date insurance card in your vehicle. You are going to want to carry a card with you. Read More 

Market Vs. Rebuild Value – What’s The Difference?

There's no denying that watching the value of your home increase year after year can be satisfying. Many Americans consider their homes to be a critical part of their retirement plan, so a strong return on investment from real estate is welcome. However, the value of your home, or even the original price you paid, is somewhat less relevant when deciding on your insurance coverage. If your goal is to keep your insurance premiums under control, you want to avoid unnecessary coverage wherever possible. Read More 

Insuring Your Commercial Truck

For commercial drivers, the choices that they make surrounding their insurance coverage can be critical for maintaining their license while also shielding themselves from some of the liabilities that can come with driving. Here are some things to understand about commercial truck insurance: Base Your Coverage On The Cargo You Can Expect To Carry The amount of coverage that you carry will be one of the first and most important decisions that you will have to make as you are choosing an insurance policy for your vehicle. Read More 

Buying A House? 3 Things To Know About Buying Homeowner’s Insurance

When you set out to purchase a house, you will have a list of things to do. Buying a house is a highly involved process that requires multiple steps, and your lender can help you know what steps you must complete. One of the steps is to buy a home insurance plan. Do you know how to do this and why your lender needs it? Here are three things to know about homeowner's insurance if you are in the process of buying a home. Read More